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Proven

Financial Planning Strategies for Retirees

We help retirement savers organize their financial lives, pay less in taxes, and spend more on the things they enjoy.

Proven

Financial Planning Strategies for Retirees

We help retirement savers organize their financial lives, pay less in taxes, and spend more on the things they enjoy.

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Why I Started Motion Retirement
(And What You'll Learn Here)

Why I Started Motion Retirement
(And What You'll Learn Here)

What hidden retirement tax trap can we solve for this week?

What hidden retirement tax trap can we solve for this week?

Mobile Motion Retirement (Blog)

👋🏼 I'm Josh

A CERTIFIED FINANCIAL PLANNER® and Partner at an award-winning retirement firm.After helping over 500 retirees navigate their most important financial decisions, I noticed something: the best advice was getting lost in jargon and product pitches. That's why I started Motion Retirement.My goal is simple: turn complex retirement strategies into clear, actionable education that actually helps.I specialize in tax optimization, Social Security planning, charitable giving, and withdrawal strategies—the stuff that can make or break your retirement years.

👋🏼 I'm Josh

About

A CERTIFIED FINANCIAL PLANNER® and Partner at an award-winning retirement firm.After helping over 500 retirees navigate their most important financial decisions, I noticed something: the best advice was getting lost in jargon and product pitches. That's why I started Motion Retirement.My goal is simple: turn complex retirement strategies into clear, actionable education that actually helps.I specialize in tax optimization, Social Security planning, charitable giving, and withdrawal strategies—the stuff that can make or break your retirement years.

Deep Dives

Retirement is too important for surface-level advice. That’s why our Deep Dives go beyond just the quick tips and headlines.

Deep Dives

Retirement is too important for surface-level advice. That’s why our Deep Dives go beyond just the quick tips and headlines.

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Motion Retirement (Blog)

Blog

Proven strategies. No fluff.

Blog

Proven strategies. No fluff.

Mobile Motion Retirement (Blog)

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FAQ

What exactly is Motion Retirement?
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Motion Retirement is where I share the clearest, most practical lessons I've learned as a CFP® Professional. After helping hundreds of families retire with confidence, I wanted a place to give away that knowledge—without any product pitches.
Who's this really for?
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If you're in or approaching retirement and want to make smarter decisions without wading through the noise, you'll feel right at home here.
Are you giving me financial advice here?
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Nope — everything here is strictly educational. I'll share strategies, research, and real examples, but the decisions are always yours, ideally made with your own advisors.
Why should I listen to you?
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I've spent my career helping families prepare for retirement and seen firsthand what works — and what doesn't. Every strategy I share is backed by research from places like Vanguard, Dimensional, and Kitces, plus real-world experience.
How do I keep up without missing anything?
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Subscribe to my YouTube channel @MotionRetirement — that's where the flagship content lives. Then sign up for the weekly newsletter to get it delivered to your inbox.
Can I work with you one-on-one?
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Yes — I work directly with clients through my retirement planning firm. Hit the "Work With Me" tab at the top of the page to learn more.

Contact

Have a question? Want to learn more?

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Start Here

We're Financial Planning Experts Who Do Our Best Work With Retirees

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Aged 50+

You've spent decades working —
now it's time to think about what's next.

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With $2M+ in Investments

You want to use your nest egg to lower taxes and spend more on the things you enjoy.

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Ready For Expert Guidance

Retirement is complicated — you don't want to make this your new full-time job.

By narrowing our focus, we're able to go incredibly deep —
building comprehensive strategies around income, taxes, investments, and legacy planning.If this sounds like you, we might be a perfect fit!

Motion Retirement (Mini Logo White)
Motion Retirement (Mini Logo White)

1. Retirement Strategy Session

Learn what matters most to you, answer your big questions, and ensure we have the right expertise to help. No pressure, no sales pitch.

2. Welcome to the Define Family!

If we both determine it's a great fit, sign our Welcome Packet and begin the Total Retirement System™.

3. Ongoing Service

Formal review meetings. Regular monitoring and updates. Proactive touchpoints to take action on all important tasks.

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Schedule Your Free Strategy Session

No pressure. No sales pitch.

Questions You Might Have

Will I work directly with Josh?
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Yes. Your first step is a 1-on-1, 45-minute Retirement Strategy Session with me directly over Zoom. If we move forward together, I'll be your lead planner — guiding you through onboarding and building your comprehensive retirement strategy.

You'll also have access to our full team of CFP® professionals and client service specialists at Define Financial, which means you're never dependent on just one person.
What kind of clients do you work best with?
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Beyond the numbers — age 50+ with $2M+ in investable assets — we work best with people who are ready to hire a team of experts to handle the heavy lifting of comprehensive retirement planning.

If you're looking for someone to manage investments only, provide a one-time plan, or offer occasional hourly advice, we're likely not the right fit. But if you want ongoing, proactive guidance across income, taxes, investments, and legacy planning — this might be exactly what you've been looking for.
Can you give me an overview of your process?
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We use a proven four-step process called the Total Retirement System — built specifically for retirees who've been great savers and want every piece of their financial life working together.

We start with a comprehensive tax strategy, because taxes touch nearly every decision you'll make in retirement. From there we build your retirement income plan, turning your savings into a reliable paycheck. We address legacy planning — making sure your estate is structured exactly the way you intend. And finally, we build your investment portfolio around all of it — structured for tax efficiency, income generation, and the right balance of growth and protection.

These four components are coordinated to work together, not in isolation. After onboarding, we formally meet each spring and fall and stay proactively in touch between meetings.
How are your fees structured?
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We charge a transparent annual fee for our comprehensive planning and investment management services which includes:


→ Proactive tax planning
→ Retirement income design
→ Estate and insurance coordination
→ Ongoing investment management designed specifically for retirement


Our minimum annual fee is $20,000, and the exact fee depends on the scope and complexity of your situation.


Fees are billed quarterly and typically deducted proportionally from the investment accounts we manage. We don't earn commissions, sell financial products, or receive incentives from third parties.


Your complimentary Retirement Strategy Session is an opportunity to evaluate whether the value we provide is the right fit for your situation.

What happens after I fill out the form?
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The form takes about 60 seconds and helps us understand where you are in your retirement planning journey.

If you're looking for comprehensive, ongoing retirement planning — not just hourly advice or a one-time project — you'll be taken directly to my calendar to schedule your free 45-minute Retirement Strategy Session with me over Zoom.

We'll talk about what matters most to you, walk through how the Total Retirement System works, and figure out together whether we're the right fit.

No commitments, no pressure — just an honest conversation about your retirement.

Not Quite Ready?

No problem! Subscribe to keep learning with free Deep Dives on YouTube and practical strategies in our weekly newsletter—
no product pitches, just education.

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Smart and proven retirement strategies.
No product pitches.

Copyright © 2026 · Josh Rendler obo Motion Retirement

The Ultimate
Retirement Guide

Smart + Proven Tax Strategies for High-Net-Worth Retirees. Everything you need to optimize your retirement income and minimize your tax burden.

1

2026 Tax Planning

Current tax brackets, standard deductions, and strategic planning opportunities for the new tax year.

2

IRMAA Strategies

Avoid Medicare premium penalties with precise income management and timing strategies that actually work.

3

QCD & RMD Mastery

Master Qualified Charitable Distributions to satisfy RMDs while reducing your tax burden.

Motion Retirement (Main Logo White)

Smart and proven retirement strategies.
No product pitches.

Copyright © 2026 · Josh Rendler obo Motion Retirement

Educational Disclaimer

Last updated: 03/25/2026

Motion Retirement is an educational media brand. The content on this website, YouTube channel, emails, newsletters, downloadable resources, and other related content is provided for informational and educational purposes only.Motion Retirement does not provide investment advisory, financial planning, tax, legal, or accounting services. Nothing in this content should be construed as personalized investment, financial, tax, legal, or other professional advice. Nothing contained in this content is intended to be, and should not be interpreted as, a recommendation to buy, sell, hold, or implement any security, investment strategy, or financial planning strategy.Any examples, illustrations, hypothetical scenarios, case studies, or general discussions are provided solely for educational purposes and do not reflect a recommendation for any specific person. Your personal financial, tax, legal, and investment decisions should be based on your own objectives, risk tolerance, and circumstances, and should be made in consultation with your own qualified professionals.

Privacy Policy

Last updated: 09/18/2025

Motion Retirement operates at MotionRetirement.com (the “Site”). This page informs you of our policies regarding the collection, use, and disclosure of Personal Information we receive from users of the Site.We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.INFORMATION COLLECTION AND USE
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include but is not limited to your name (“Personal Information”).LOG DATA
Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, and other statistics. In addition, we may use third-party services such as Google Analytics, that collect, monitor and analyze this traffic.COMMUNICATIONS
We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.COOKIES
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.SECURITY
The security of your Personal Information is important to us, but remember that no method of transmission over the internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.CHANGES TO THIS PRIVACY POLICY
This Privacy Policy is effective as of (add date) and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us or by placing a prominent notice on our website.CONTACT US
If you have any questions about this Privacy Policy, please contact us.

Motion Retirement (Main Logo White)

Smart and proven retirement strategies.
No product pitches.

Copyright © 2026 · Josh Rendler obo Motion Retirement